Sreyma is 25 years old and married with a small child. She currently lives with her family in her own house located in Ruessei Kaev district, a suburb area of Phnom Penh. To make a living, she retails grocery items and ingredients in a local market and earns approximately USD 7.00 per day. Aside from her income, the family also relies on the other source of income generated by her husband, who has a position in a market as a goldsmith.
As her husband is experiencing financial difficulties in his current business, Sreyma would like to acquire a loan in the amount of 1,500 US dollars to help her husband continue his business. She will buy raw materials for the process of making jewelry, such as silver, gold and other inputs. This loan will allow her husband to sustain his current business and make a stable income for the family. Sreyma and her family are relying heavily on the goodwill of the lenders and will be thankful to them for their support.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.