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Ziya is 41 years of age and married. He has 2 sons. Ziya is a very positive man. He is a market vendor. He has 12 years experience in this business. Ziya sells different kinds of goods like tea, flour, beverages, macaroni, butter and candies. His business allows him to make his living and cover his living expenses. Ziya is a man with a very good reputation in his area. He is requesting his seventh loan. He will use his loan funds to enhance his business merchandise with special-offer products, and to diversify his products in order to satisfy the requirements of his customers, thus increasing his income. He is investing much hope in this current loan, and is hopeful that it will fulfill his customers' needs.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 20
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Ziya to enhance his business merchandise with special-offer products.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Nov 11, 2013
Currency Exchange Loss:
Feb 20, 2015