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Starlight Group
In this Group: Charles, Beatrice, Daudi, Rhoda, Joyce, Mwajuma, Betty, Jane, Violeth, Scolastica
Charles, who is in his late 30s, is married and has two children who are still going to school.

He has been running a business of selling charcoal for three years now. He works from 7 a.m. to 9 p.m. daily and is able to make a good monthly profit.

This will be Charles's eighth loan from Tujijenge Tanzania. He used the previous loans to open a small shop for fruits and vegetables and to increase on charcoal stock whenever he got a new loan. He has paid back all his loans successfully. He used the profit to pay school fees, buy a TV set and a radio, and pay household expenses. He will use this loan to buy more sacks of charcoal to resell. He dreams of opening a cosmetics shop.

Charles will share this loan with his loan group, "Starlight," which has ten members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 18
    View loans »
    Tanzania Loans Fundraising
  • $14,218,675
    Funds lent in using Kiva
  • 1,603.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Starlight Group's $3,875 loan helped a member to buy more sacks of charcoal to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 6, 2013
Nov 11, 2013
Currency Exchange Loss:
May 17, 2014