Update on AlexeiAlexei lives in Kamenka Dnieper. He served in Afghanistan, then married and started in his favorite business growing tomatoes and cucumbers. He is experienced in this business, knows how to care for plants and to date has developed quite a large farm. He has five large greenhouses. To develop such a farm he had the help of previous business development loans.
Despite the experience of Alexei's greenhouse business, this year it has failed. Alexei planted a second harvest of cucumbers and the plants were well developed, looked good, and had no signs of trouble. Suddenly, in September, the cold came and there was even frost on the ground, and because of all this the plants died. Alexei suffered a loss, but he did not despair because he knew that he could count on help in the form of a loan with favorable conditions. Alexei is asking for a loan for the amout of 30,000 Hryvnia to buy seeds, fertilizer, and film to make the planting again for the spring season. He believes that this is a temporary difficulty and next year will make every effort to grow a good crop!
Несмотря на опыт Алексея в тепличном бизнесе, в этом году его постигла неудача. Алексей посадил на второй урожай огурцы и растения хорошо развивались и радовало глаз и ничего не предвещало беды. Неожиданно в сентябре наступили холода и даже были заморозки на грунте, из-за этого все растения погибли. Алексей понес убытки, но он не отчаеватся так как он знает что может рассчитывать на помощь в виде кредита на выгодных условиях. Алексей просит предоставить ему кредит в размере 30,000 гривен, чтобы закупить семена, пленку и удобрения и сделать посадку еще раз, теперь уже на весенний сезон. Он верит, что это временные трудности и в следующем году приложит все силы чтобы вырастить хороший урожай!
Previous Loan DetailsAlexei is a farmer who grows early spring vegetables in Kamenka, where he lives. Alexei and his wife have two daughters. He owns two land lots and five big arch greenhouses. He started this business five years ago and has invested 100,000 Grivnyas in this business. His expenses on seeds and polye... More from Alexei's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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