Check out some available loans that are similar to this one!
Rem is 53 years old and a mother of five children. She lives in Takeo province and appears in this photo with her husband and daughter who is a freshly graduated high school student this year. Rem cultivates rice on two hectares of farmland and sells her produce in the local markets. With the help of her supportive husband, she is able to make a normal income of USD 6.66 per day.

Rem is requesting a loan to help her daughter attend a university program in Phnom Penh. She will use the loan to pay the fee for a four-year course. Her daughter’s major is accounting and finance which the most popular subject for female students in Cambodia. Rem said she is a hardworking farmer who earns a living through physical labor and she doesn't want her children to follow her way of hardship. She will try her best to provide opportunities to educate each of her children after their graduation.

Rem is very happy and thankful for her loan funded via Kiva through its partner HKL to enable poor students to pursue a higher education and contribute to the future development of Cambodia.

Additional Information

More information about this loan

This loan is part of HKL's new higher education loan program, designed to help students pursuing university degrees to afford tuition and other school-related expenses. Through this program, HKL expects to increase the number of Cambodians with access to higher education and better-paying jobs. Ultimately, it aims to reduce poverty and aid economic development in Cambodia. HKL has designed this loan product to meet student needs including a lower interest rate, grace period on principal while the student is in school, and longer loan term.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term.  Please refer to the Repayment Schedule before making this loan.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,600 helped Rem to pay for four-year-course fees at the university.
50% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Nov 11, 2013
Currency Exchange Loss: