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Living in a rural area located in the Ou Reang Ov district where crop farming is a common way to make a living, Yat, 46, is a married mother of four children, two of whom are still in school. The sources of her family’s income are from rice farming and cassava growing. Having been in this business for more than 20 years, Yat is able to earn about US$13 per day to support her family.
Yat has been with VisionFund for one cycle. Now, she is applying as a second-time borrower with VisionFund to pay for her daughter's university fees. She hopes to send and keep her daughter in university and she hopes that her daughter will have a good and bright future from her academic studies and make a better living in the future.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,900 helped Yat to pay for her daughter's university fees.
0% repaid
Repayment Term
49 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Nov 11, 2013
Currency Exchange Loss: