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María Hiralda
The Mujeres De Lucha communal bank meets once a fortnight in the Picoaza parish of the city of Portoviejo. This place is known for being a busy business centre as well as for its traditional festivals of St. Peter and St. Paul and for the happy nature of its people. María lives here. She is 42 years old and is separated. She has 3 adult children who still live with her.

In order to earn her own money so she can get on in life on her own, she has earned a living for the last 14 years selling all types of clothing. She sells door-to-door and also from her home where she has some display cabinets to show off her merchandise. She works 3 or 4 days a week, giving her customers credit and collecting the money every fortnight. She goes to Guayaquil to buy merchandise once a fortnight or once a month depending on what she needs.

María will use this loan to buy more clothing such as trousers, blouses, t-shirts and children's clothing. She has been in the communal bank for 4 years and she likes it because of the help they give her with the loans. Her dream is to continue selling her clothing to make progress in life.
View original language description ↓
El Banco Comunal Mujeres De Lucha se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.
En este lugar vive la señora María, tiene 42 años de edad, está separada y de esta relación tienen tres hijos todos mayores de edad pero que aún viven con ella.
Doña María con la intención de ganar algo por su cuenta y con esto poder salir adelante sola desde hace mas de 14 años se dedica al comercio, vende ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa donde tiene unas vitrinas para mostrar su mercadería. Trabaja tres a cuatro días por semana, ella deja a crédito a sus clientes y cobra cada quince días. Su mercadería la va a comprar a Guayaquil cada quince días o al mes de acuerdo a lo que necesite.
Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace 4 años y le gusta por la ayuda que le dan con los créditos. Sus sueños son seguir vendiendo su mercadería para salir adelante

About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,475 helped María Hiralda to buy trousers, blouses, t-shirts and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 21, 2013
Listed
Nov 11, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014