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Lomas Del Sur Group
In this Group: Alma Emperatriz , Maritza Isabel, Yamileth Del Socorro
This group is made up of three hard-working members, one of whom is 40-year-old Alma. She is married and has two children. For five years she has had a business selling, tortillas, cheese, and beans, which she cooks at home. Alma has been a member of the communal bank for two years and is applying for this loan in order to buy a hundredweight of corn, cheese, firewood, and beans. Yamileth is 33 years old and has a business selling "nacatamales" (a typical Nicaraguan dish) and ice. Maritza is 30 years old and has a small grocery store.
View original language description ↓
El grupo está formado por tres socios trabajadoras una de ellas es Alma tiene la edad de 40 años, casada, con dos hijos, su negocio es la venta de tortillas, queso, frijoles cocidos en su domicilio desde hace 5 años. Tiene de ser cliente de la institución 2 años, el crédito lo solicita para la compra de quintal de maíz, queso, leña, Frijoles. Yamileth mujer de 33 años su negocio es la venta de nacatamales y hielo, Maritza mujer de 30 años su negocio es una mini pulpería

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Lomas Del Sur Group's $1,575 loan helped a member to buy a hundredweight of corn, cheese, firewood, and beans.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Nov 17, 2013
Currency Exchange Loss:
Jul 17, 2014