Los Angeles De 16 De Febrero Group
This loan will benefit small entrepreneurs such as Sra. Vanesa. She says that she joined Pro Mujer two years ago after receiving an invitation from a friend who is also a member of the organization. Vanessa currently has a neighborhood store as her business. She is knowledgeable about this type of work because she learned it from her sister, who also has the same type of business in her area. For this reason, she decided to replicate the business because her neighbors needed a place to shop.
The loan she is receiving now will be used to increase her capital for buying noodles, sugar, oil, rice, and other products. Vanesa acquires her inventory from wholesale distributors in the city of El Alto and then sells the products from her retail space. Working in this manner enables her to generate income to support her family. Vanesa is in a common-law relationship and has two children.
When asked what she likes about Pro Mujer, Vanesa says that she enjoys the training seminars and the focus on health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Vanesa es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo aprendió su hermana que tiene el mismo negocio en su zona, es por ello que decide realizar la réplica del negocio porque sus vecinos necesitan un centro de comercio.
El crédito que ahora sacará es para el aumento de capital (compra de fideos, azúcar, aceite, arroz, etc.) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y la atención en salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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