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Maria Pedrina
María Pedrina is a young entrepreneurial woman, 33 years of age. She is married and the mother of two children. They are 5 and 6 years old and attend kindergarten. She completed her primary schooling but could not continue to study as she is from a very modest and low income family.

María Pedrina is a businesswoman who sells sweets. Also she is a farmer who grows vegetables like potatoes and basic grains (corn and beans). Activities that she learned from her parents. The land that she works together with her husband is hers, an inheritance from her parents. It is located close to their house. When the grain is collected at harvest time it is sold to the warehouses in the municipality. Their clients are also friends, acquaintances and middlemen who come to the area.

María Pedrina needs a loan to buy agricultural supplies to maintain a new plantation of beans. They are in the middle of working on new ideas and planting new varieties of products for the well-being and fulfilling the necessities of the family.

María Pedrina dreams of a future planting and growing a greater quality of product and in this way generating more revenues to get the family ahead. This would allow them to offer a better education to her daughters as she couldn't finish her education due to the situation at that time. She also dreams of fortifying their inheritance.
View original language description ↓
María Pedrina es una joven muy emprendedora de 33 años de edad, casada, y madre de 2 hijas menores de edad los cuales tiene 6 y 5 años y están en kínder. Su grado educativo es primaria completa la cual pudo terminar pero no pudo seguir estudiando por más esfuerzo que hicieron sus padres ya que ella desciende de una familia muy humilde y de escasos recurso económicos. María Pedrina también se dedica al comercio en la actividad de venta de golosinas y también a la agricultura en lo que es la siembra hortalizas como la papa y la siembra de granos básicos (maíz y frijoles) actividades que aprendió de sus padres. El terreno que en compañía de su esposo trabaja y cultiva es propio el cual lo adquirió como herencia de sus padres el cual está ubicado cerca de su casa de habitación. Una vez llegada la cosecha y recolectado el grano, este es vendido en las bodegas del municipio teniendo como clientes también los amigos, familiares e intermediarios que llegan a la zona.
Por lo que ella necesita financiamiento para la compra de insumos agrícolas con los que dará mantenimiento a una nueva plantación de frijol la cual está trabajando ya que por medio de ello, el bienestar de su familia y necesidades como también nuevas ideas de plantar otra variedad de productos.
Ella sueña en un futuro hacer crecer sus cultivos sembrando y cultivando una mayor cantidad de productos y de esta forma poder obtener mayores ingresos para sacar adelante a su familia y que le permita brindar una mejor educación a sus hijas ya que ella no pudo culminar sus estudios porque las circunstancias en su momento no se lo permitieron, además anhela fortalecer el patrimonio de ellas.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 45
    View loans »
    Honduras Loans Fundraising
  • $7,990,975
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Maria Pedrina to buy agricultural supplies to nurture a new bean planting.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 26, 2013
Listed
Nov 10, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 20, 2014