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Eelizabeth is 41 years old, she lives in the city of Ica and she is a very hardworking single mother of two children. She dedicates all of her efforts towards getting her family ahead in life.

Due to lack of financial resources and the need to work, Elizabeth was not able to study to pursue a professional career. She works as a waitress in a restaurant in her city, and works shifts of about 10 hours every day. Things are going well at work thanks to her dedication and her efforts.

Elizabeth is very thankful to Kiva Lenders, as she will be able to improve her home by plastering and painting the walls of her children’s bedrooms. She will continue to work and dedicate her efforts towards achieving her dream of owning a safe and suitable home for her family.
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Elizabeth es una mujer de 41 años, vive en la ciudad de Ica con sus 2 pequeños hijos, ella es madres soltera, trabajadora, que dedica todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad de trabajar, Elizabeth no pudo estudiar una carrera profesional.
Por iniciativa propia, Elizabeth trabaja como mesera en un restaurante de su ciudad, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su dedicación y esfuerzo.
Elizabeth se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada realizara el mejoramiento de su vivienda, ya que desea tarrajear y pintar las habitaciones de sus hijos, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener una vivienda segura y adecuada para su familia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD