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Dios Con Nosotros Group
In this Group: Gilma Bertha, Karla Vanessa, Mireya Del Carmen , Claribel , Meyquelinna Elieth

Update on Dios Con Nosotros Group

Mireya is one of the five members in this group. She is 39 years old, single, and has a son. She makes a living by selling clothing and sandals in her community and surrounding areas. She has been a member of the institution for four years. She is requesting this loan to buy inventory such as women's pants, men's pants, blouses, shirts, platform sandals, flat sandals, and sports shirts.

Claribel, 36, has a business selling fruits and vegetables. Gilma, 28, has a business selling Zermat cosmetics. Karla, 32, has a business selling Avon cosmetics and undergarments. Meyquelina, 24, has a business selling cosmetics and clothing.
View original language description ↓
Mireya es una de las cinco integrantes del grupo tiene la edad de 39 años, soltera, tiene un hijo bajo su cargo, se dedica al negocio de la venta de ropa y sandalias en su comunidad y alrededores. Tiene de ser cliente de la institución 4 años. El crédito lo solicita para la compra de inventario como pantalones de damas, pantalones de varón, blusas, camisas, sandalias de plata forma, sandalias baja, camisas sport. Claribel mujer de 36 años su negocio es la venta de frutas y verduras, Gilma mujer de 28 años su negocio es la venta de cosméticos de zermat, Karla tiene la edad de 32 años su negocio es la venta de cosméticos de Avon y ropa interior, Meyquelina tiene la edad de 24 años su negocio es la venta de cosméticos y ropa.

Previous Loan Details

This group is made up of three enterprising members. One of them is Mireya, 39. She's single and has one child. Her business is selling new clothing and sandals, a job she has done for four years. She sells her merchandise to her community and neighbors. She'll invest the loan in buying cl... More from Dios Con Nosotros Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Con Nosotros Group's $1,925 loan helped a member to buy inventory such as women's pants, men's pants, blouses, shirts, platform sandals, flat sandals, and sports shirts.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Nov 17, 2013
Currency Exchange Loss:
Apr 16, 2014