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Karina is 33 years old and lives with her husband and children in Piquijaca, a rural area of San Felipe, a district characterized by its hot climate and lime growing. It is two hours from the city of Jaen, which is located in the Cajamarca Region in the northern mountains of Peru.

She and her husband work distributing beer, gas, and fuel. Karina has requested a loan from Edpyme Alternativa of 2000 PEN to invest in a small grocery store by buying groceries, rice, milk, sugar, and dried vegetables. In this way she will be able to make a better income for her family.
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Karina tiene 33 años de edad, vive junto a su esposo y sus hijos Puquijaca, una zona rural de San Felipe, un distrito que se caracteriza por su clima cálido y cultivo de lima a dos horas de la ciudad de Jaén, que se ubica en la Región Cajamarca, sierra norte del Perú.

Junto a su esposo se dedican a la distribución de cerveza, gas y combustible, Karina ha solicitado un préstamo a Edpyme Alternativa de 2 000 nuevos soles para invertir en una bodega con la compra de abarrotes, arroz, leche, azúcar, menestras y de esta manera generar mayores ingresos para su familia.

Additional Information

More information about this loan

This product was created to assist Edpyme Alternativa to expand their reach into rural areas of Northern Peru in order to attend more underserved populations. Kiva funding allows the institution to access the Northern areas of the Piura, Lambayeque, and Cajamarca regions, which are generally too costly to serve and therefore less attended by financial institutions.  

About Peru

  • $12,000
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Karina to buy groceries, rice, milk, and sugar.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Nov 10, 2013
Currency Exchange Loss:
Nov 17, 2014