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Kenga Development Association Group
In this Group: Valley, Francis, Frank, Letesia, John, Pulikeria, Richard, John, John, Edson
Pulikeria is 46 and is married with 4 children aged 13, 15, 17 and 19. She pays all the tuition for the children since her husband cannot help enough. She is a farmer and also operates an agricultural produce store at Kenga Central, a business she started in 2000.

Pulikeria has approached UGAFODE for a loan through her group, Kenga Development Association, to buy more produce now that the harvest season has started. She hopes that she will buy cheaply at the moment and later sell at a high price. She wiil be able to repay the loan after the sale of the produce.

Her main challenges are sub-standard produce sold to her by suppliers and poor transportation for transporting her produce.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 184
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,517.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kenga Development Association Group's $1,775 loan helped a member to buy agricultural produce.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 16, 2013
Nov 26, 2013
Currency Exchange Loss:
May 17, 2014