Juan Carlos and his wife live with their small daughter in two rooms. One they use as a bedroom for all three of them and the other is their kitchen and small living room. There is a small adjoined bathroom. It is located in the area of Las Lomas in La Paz. Juan Carlos is a shop assistant who works along with his wife in a printing shop. He gets a monthly salary. his wife is paid by piecework. They work in the collating and printing department of the printing shop.
Juan Carlos also provides transportation services with his vehicle in order to pay the household expenses they have. Juan Carlos needs the loan in order to make repairs to his unit (changing the brakes and fluids and tuning up the motor) so as not to lose the income that the vehicle brings in.
Juan Carlos' dream is to have enough income to buy a small house and in this way provide more stability for his family.
Juan Carlos y su esposa viven con su pequeña nina en alquiler de 2 ambientes de los cuales uno utilizan como habitacion para los tres el otro ambiente es cocina y una pequena sala de estar a la vez mas un pequeño baño se encuentra hubicado en la zona de Las lomas de la ciudad de La Paz. Juan carlos es dependiente, trabaja juntamente con su esposa en una Imprenta y percibe un salario fijo mensual, mientras la esposa trabaja a destajo, Se dedican a la parte de compajinacion y prencista de la imprenta; muy aparte de este trabajo, Juan carlos hace el servicio de transporte en su pequeña movilidad, para asi poder cubrir los gastos familiares que tienen.
Juan Carlos necesita el credito para hacer arreglos en su movilidad (cambio de frenos y líquidos, ajuste del motor) y de esta manera no perder el ingreso que le proporciona dicho vehiculo.
El sueño de Juan Carlos es llegar a tener un ingreso suficiente para comprar una pequeña vivienda y de esta manera dar mayor estabilidad a su familia.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.