Susuana is married and has three children. She joined ID-Ghana three years ago, after being introduce to the loan scheme by an officer of the company. Susuana currently has a business selling food like cassava, plantain and yam. She has been in this business for fourteen years. This loan will allow her to increase her capital, and buy more food items to sell to customers. She will get them from a village close to Accra, and then she will sell them at her customers' request. This type of work allows Susuana to earn an income and support her household. When asked what she likes about ID-Ghana, she said she likes the financing and health training.
They need a total amount of amount of GHS 4400 to manage businesses to growth.
About ID GhanaID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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