Eric is a 29-year-old married man. He has one child. He describes himself as polite and focused. He operates a motorcycle transport business where he transports customers using his motorcycle. He has been involved in this business for four years. His business is located in a very productive area and his primary customers are local residents. He will use the KES 50,000 loan to buy a secondhand motorcycle. His business goal is to have a home within five years. He hopes that in the future he will be a successful businessman. This is his third loan with SMEP DTM. His previous loan of KES 20,000 was repaid successfully.