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Marine is from the Dalarik village of Armavir region. She lives with her husband, and school-age son and daughter (17 and 15 years old). Her husband works as a craftsman, and she works as an administrative secretary in the Children of Armenia Foundation. Both of them work hard to be able to meet ends.

With the help of her husband, Marine is also engaged in cattle breeding and in the cultivation of wheat and alfalfa. As the family’s needs are growing day by day, Marine wants to expand her agribusiness a little bit to be able to meet her family increasing needs.

A loan of USD 3,000 will be a great support to this hard-working woman and her family, enabling them to purchase five steers, wheat seeds, and some forage for their cattle and to pay for the harvesting services.

Marine and her family highly rely on the good will of the lenders and will be very grateful to them for their support in providing the needed loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Marine to purchase five steers, wheat seeds, and forage for her cattle and to pay for harvesting services.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 30, 2013
Nov 10, 2013
Currency Exchange Loss:
Nov 17, 2015