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Update on Pajtim

Pajtim wants to thank all the lenders for the previous loan, which helped him to buy new working tools for his business and thereby improve his living standards and ensure income for his family.

He is still in his business of installing air-conditioners. Recently he opened a shop for electrical services and repairs, and he is in need of a loan to purchase more equipment for an air conditioner and to buy electrician tools. He hopes in the future to expand his business more and increase his income.

He wants to thank all of the lenders for the second loan; he appreciates all of the lenders!

Previous Loan Details

Pajtim is from Kosovo and is single. Three years ago he started his business as an air-conditioning fitter, working from his home. Now he has numerous requests from different companies to install air-conditioners. He has requested a new loan to buy new working tools because his work has incre... More from Pajtim's previous loan »

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Kosovo

  • $7,600
    Average annual income
  • 0
    View loans »
    Kosovo Loans Fundraising
  • $1,800,975
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,025 helped Pajtim to purchase more equipment for an air conditioner and to buy electrician tools.
97% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 25, 2013
Nov 10, 2013
Currency Exchange Loss:
May 17, 2015
This photo was used before for a previous loan for Pajtim. It was first posted on Kiva on Jun, 2012. Learn More