Her challenge in life and work is lacking capital to raise chickens. Her dream is to expand her business and have a better life in the future. This loan is one step towards helping her reach this dream. Xuyen is a hard working woman. She also has a passion for her business. She said that these jobs help her earn more money and have time to take care of her family. She has participated in SEDA's credit program since 2011. In this cycle, she would like to borrow 9,184,000 VND to sell groceries. She always wants to improve her family’s life, expand her business, and save money for her children's education.
Other members who are part of Xuyen’s group include the following:
Phuong was born in 1964. She has two children. She is a farmer. She wants to borrow 10,080,000 VND to raise chickens.
Phuong was born in 1983. She has two children. She is a carpenter. She wants to borrow 10,080,000 VND to raise chickens and pigs.
Lien was born in 1983. She has two children. She is a farmer. She is a pig and chicken raiser. She wants to borrow 10,080,000 VND to raise pigs and chickens.
Phu was born in 1968. She has two children. She is a farmer. She wants to borrow 10,080,000 VND to buy chickens and pigs to raise.
Duy was born in 1981. She has two children. She works at a garment company. She wants to borrow 10,528,000 VND to raise chickens.
About SEDA:The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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