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Gai's Group
In this Group: Gai, Thuy, Nhuong
Gai was born in 1958. She lives with her family in Dong Anh, Hanoi. She has two sons. One of them has got married and one is a student. Her husband is a cow-raiser. She is a farmer. She also helps her husband raising cows. She has done this job for years. She earns about 2,500,000 VND per month. Her family’s total earnings are about 7,000,000 VND per month. Her challenge in life and work is lack of capital for raising cows.

Her dream is to ensure her family’s life and expand her farm in future. This loan is one of steps to help her reach this dream. Gai is a hard-working and dynamic woman. She has participated in SEDA's credit program since 2003. In this cycle, she would like to borrow 9,810,000 VND to buy more cows to raise. She always wants to expand her farm and get better life.

Other members who are part of Gai's group include the following:
Thuy is 41 years old. She has two children. She has a grocery store. She wants to borrow 6,322,000 VND to expand her store;
Nhuong is 55 years old. She has two children. She is a scrap retailer. She wants to borrow 5,014,000 VND to buy scrap to sell.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 78
    View loans »
    Vietnam Loans Fundraising
  • $12,411,650
    Funds lent in using Kiva
  • 21,074.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Gai's Group's $1,025 loan helped a member to buy more cows to raise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2013
Listed
Nov 17, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014