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Emprendedoras  (Cuenca) Group
In this Group: Narcisa De Jesús, Lilia Andrea , Carmen María, Martha Beatriz, Silvana Valeria, Nelly Soledad, Erika Tatiana
The Emprendedoras (Enterprising) credit group is comprised of 7 women that live around the city of Cuenca. This city enjoys a colonial architecture that keeps its history - for this it received the name of Cultural Heritage of Humanity. Because of its rugged terrain this city has several places where one can enjoy the nature and beauty of the countryside. Its people, like the women of this group, struggle every day to improve the economic stability of their homes and thus provide a better future for their children. They are women who always reward us with a smile and still maintain the culture and traditions of their people.

One of the members of this group is Señora Erika. She is completing her first loan along with her friends and fellow members of the Emprendedoras credit group. She was invited into this beautiful group by her mother and hopes with the loans to complete a little at a time the objectives that it has established.

Señora Erika is 24 years old, is the single mother of a 7 year old daughter who is studying in a city school, and lives in a rented house. Doña Erika has worked for the last five years as a private employee, an activity that she performs Monday through Friday 8 hours per day, and Saturday until noon.

She will invest the money from her loan in the purchase of a computer for her daughter which she needs for school. Her goal is to get into her own upholstery shop because that is her craft but she lacks the capital.
View original language description ↓
El grupo de crédito Emprendedoras está formado por 7 mujeres que viven por los alrededores de la ciudad de Cuenca, esta ciudad goza de una arquitectura colonial que guarda su historia, por ello recibió el nombre de Patrimonio Cultural de la Humanidad, por su geografía accidentada esta ciudad cuenta con varios lugares en donde se puede disfrutar de la naturaleza y belleza del campo. Su gente al igual que las socias son mujeres que luchan el día a día para mejorar la estabilidad económica de sus hogares y así brindarles un mejor futuro a sus hijos, son mujeres que siempre nos regalan una sonrisa y aun mantienen la cultura y tradiciones de sus pueblos.
Una de las socias de este grupo es la Señora Erika, está realizando su primer crédito a lado de sus amigas y compañera del grupo de crédito Emprendedoras, fue invitada a este hermoso grupo por su mamá y espera con los créditos cumplir poco a poco sus objetivos que tiene establecidos.
La Señora Erika tiene 24 años de edad, es madre soltera de una niña de 7 años de edad que está estudiando en una escuelita de la ciudad, vive en una casa que arrienda.
Doña Erika desde hace 5 años labora como empleada privada actividad que la desempeña de lunes a viernes 8 horas diarias y el sábado hasta el medio día.
El dinero de su crédito va a invertir en la compra de una computadora para su hija ya que necesita para la escuela. Su meta es de ponerse su propio taller de tapicería ya que ese es su arte pero le hace falta capital.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $23,094,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Emprendedoras (Cuenca) Group's $2,150 loan helped a member to purchase a computer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 17, 2013
Listed
Nov 10, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2015