Her clients are her neighbors, friends or middlemen who come to the area searching for good product as the climate is suitable and the soil is fertile. By harvest time the berries are very good thanks to the attention given them, part of this being the application of agricultural supplies. Her major challenge is the instability of prices in the market. Competition is not a problem.
Delma is requesting a loan today to be able to buy the supplies necessary to be able to continue protecting her coffee crops as she has done up to now. In this way she gets good beans at harvest time.
Her goals are to be able to apply the supplies to her coffee crops to protect them against insects, infestations and frost so the berries don't get destroyed and the hours and days of her labor wasted. Also with the revenues generated she can buy another type of plant to grow a different variety of coffee to offer her buyers. Her priority is to see her son become a professional having a good education and the possibility of a better future.
Por lo que ella hoy en día solicita financiamiento para poder comprar los insumos necesario para poder seguir asistiendo sus cultivos de café como lo ha hecho hasta hoy en día ya que de esa manera ella podrá obtener un buen grano al final de la temporada.
Sus metas son las de poder aplicar el insumo a sus cultivos de café protegiendo estos de bichos, plagas, heladas evitando que el grano se deteriore y se pierdan horas y días de trabajo. También poder comprar con las ganancias otra clase de plantilla para poder cultivar una variedad diferente de café y ofrecer a sus clientes para su compra/venta; pero la prioridad de ella es ver a su hijo convertido en profesional teniendo una mejor educación y a sí mismo un mejor futuro.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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This loan has been fully funded!