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Natalia
Natalia is 50 years old. She is a housewife and a farmer. Her family is large. She has 12 children, seven of which are married and live in their own homes. The other five live at home and help with the household chores and the different activities in the fields. Along with her life companion she grows coffee something she learned from her parents. Both their families are farmers and depend on the land for their livelihood.

One of the greatest difficulties that faces the coffee farmer is the increase in price of the supplies that they use to help protect their coffee crops. Also the market prices for coffee are unstable and vary a lot which affects the maintenance of coffee crops. Competition is not a problem as each grower has their own clients according to the quality of the coffee produced.

Their crops are located 25 minutes away from their home by foot. Their dream is to improve and expand their coffee crops planting a better variety, more attractive to their clients. In this manner they can generate greater revenues for the family and household, assuring the education and well-being of their children

It is for this reason they are requesting a loan which they will invest buying 8 units of 18- 46-0 fertilizer, 3 bottles of foliar spray and 16 units of nutricafe (another foliar spray) to protect and secure their crops until the harvest.
View original language description ↓
Doña Natalia tiene 50 años de edad ella es ama de casa y agricultora, con una familia muy numerosa la cual es madre de 12 hijos los cuales 7 están casados en hogares a parte y 5 viven con ella ayudando en los diferentes quehaceres del hogar y en las diferentes actividades del campo. En Compañía de su compañero de hogar se dedica a la caficultura lo que aprendió de sus padres ya que por parte de ambas familias todos son agricultores y su economía depende del campo. Una de las mayores dificultades que presenta dicha actividad es el incremento de precios en cuanto a los insumos que se utilizan para asistir los cultivos de café ya que en el mercado los precios son inestables y varían mucho de manera que el incremento de precios afecta el mantenimiento del café, considerando que la competencia no es un problema ya que cada productor tiene sus clientes por la calidad de producto que cultiva. Sus cultivos de café están ubicados a 25 minutos de distancia aproximadamente al cual se trasladan caminando.
Sus Sueños son los de mejorar y ampliar sus cultivos de café sembrando una mejor variedad, un producto más atractivo para sus clientes y de esa forma generara mayores ingresos para su familia y hogar asegurando la educación de sus hijos y su bienestar. Es por ello que ha solicitado un financiamiento el cual invertirá en la compra de 8 unidades de abono 18-46-0, 3 botes de abono foliar y 16 unidades de nutricafe para asistir y asegurar sus cultivos al final de la cosecha.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

Tags

About Honduras

  • $4,800
    Average annual income
  • 78
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Natalia to buy fertilizer and foliar sprays to protect her coffee crops.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 29, 2013
Listed
Nov 8, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 18, 2014