One of the greatest difficulties that faces the coffee farmer is the increase in price of the supplies that they use to help protect their coffee crops. Also the market prices for coffee are unstable and vary a lot which affects the maintenance of coffee crops. Competition is not a problem as each grower has their own clients according to the quality of the coffee produced.
Their crops are located 25 minutes away from their home by foot. Their dream is to improve and expand their coffee crops planting a better variety, more attractive to their clients. In this manner they can generate greater revenues for the family and household, assuring the education and well-being of their children
It is for this reason they are requesting a loan which they will invest buying 8 units of 18- 46-0 fertilizer, 3 bottles of foliar spray and 16 units of nutricafe (another foliar spray) to protect and secure their crops until the harvest.
Sus Sueños son los de mejorar y ampliar sus cultivos de café sembrando una mejor variedad, un producto más atractivo para sus clientes y de esa forma generara mayores ingresos para su familia y hogar asegurando la educación de sus hijos y su bienestar. Es por ello que ha solicitado un financiamiento el cual invertirá en la compra de 8 unidades de abono 18-46-0, 3 botes de abono foliar y 16 unidades de nutricafe para asistir y asegurar sus cultivos al final de la cosecha.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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