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Maria Leocadia
Doña María Leocadia is an enterprising woman with a strong drive to get ahead in the world. She is 57 years old and can count on a solid marriage for support. She has 5 children, 4 of whom are married and live away, with only one daughter still at home. She left school after the fourth grade and even that was tough given the pressing need for all hands at home and the few options for schooling then available.

Doña María and her husband are farmers. Her fields are 5 kilometers from her house and she can only get there on foot. Her children help when they can, but farming is exhausting and too much for her sometimes. Doña María is applying to the COMIXMUL cooperative for a loan that she use to buy the supplies she needs--fertilizers, manure, weed-killers, etc.--for her next coffee crop. The investment will allow her to buy the supplies she needs to carry on the business and grow more coffee. The more coffee she grows, the more income she will generate to support and provide for her family.
View original language description ↓
Doña María Leocadia es un mujer emprendedora con muchos deseos de superación y de crecer que a sus 57 años de edad tiene un matrimonio sólido y de él tiene 5 hijos los cuales 4 de ellos son casados y en hogares a parte viviendo con ella nada mas una hija la cual ayuda en los diferentes oficios del hogar. Con un grado de educación primario incompleto cursado hasta el cuarto grado ella agradece mucho en esfuerzo de sus padres a pesar de las dificultades y de las pocas opciones en cuanto a centros de estudios que había en la comunidad. Junto a sus esposo se dedica a la agricultura y lo apoya más una vez llegada la recolecta del grano ya que el trabajo de campo es cansado y un poco pesado para ella. Sus cultivos están ubicados a una distancia de 5 kilómetros al cual se trasladan caminando para poder asistirlo en el cual se involucran sus hijos.
Ella hoy en día solicita un financiamiento a la cooperativa COMIXMUL para la compra de insumos agrícolas como fertilizantes, abono, foliares, formula cafetalera con lo dará asistencia y mantenimiento a sus cultivos de café logrando obtener una buena cosecha de esta temporada.
Sus planes son los de poder mediante la compra de los insumos asistir sus cultivos de café y seguir ampliando más su plantación mejorando los ingresos para su familia y fortaleciendo el patrimonio para su familia.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

Tags

About Honduras

  • $4,800
    Average annual income
  • 79
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Leocadia to buy supplies for her coffee farming business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 29, 2013
Listed
Nov 8, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014