Peter is a 42-year-old married man with six children. He describes himself as committed. He operates a quarry where he sells building stones. He has been involved in this business for six years. His business is located in an appropriate area and his primary customers are home builders. He states that his biggest business challenge is transportation. He will use the 45,000 KES loan to buy more stock of stones for resale. His business goal is to have a stable business within five years. He hopes that in the future, he will be successful. This is his second loan with SMEP DTM. A previous loan of 20,000 KES was repaid successfully.