Update on NataliyaNataliya is from Pavlograd. This is a small town where most people make a living by selling different goods. Nataliya is no exception. She sells men's and women's sportswear at the local market. She has her own retail space. She has 17 years of experience. Nataliya plans to purchase merchandise for the season, including tracksuits, jackets and sweatshirts. To do this, she needs 8,000 hryvnia. Because she does not currently possess these additional funds, she needs financial support from Kiva.
Наталья – из Павлограда. Это небольшой городок, где большинство людей зарабатывают торговлей разными товарами. Наталья не исключение. Она торгует на местном рынке женским и мужским спортивным трикотажем. Торговое место у нее свое. Опыт работы составляет уже 17 лет.
Наталья планирует закупить товар к сезону, а именно спортивные костюмы, куртки и толстовки. Для этого ей необходима сумма в 8 000 гривен. Так как таких дополнительных средств у нее на данный момент на руках нет, ей нужно финансовое содействие КИВА.
Previous Loan DetailsNataliya sells clothing at the market. She has several kiosks. Thanks to the previous Kiva loan, Nataliya was able to increase the amount of merchandise at her second kiosk and receive additional profit. This time, Nataliya has requested to receive a loan for the purchase of summer sport clothing,… More from Nataliya's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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