Morris is a 29-year-old married man. He has 2 children. He describes himself as social. He operates a transport business where he transports customers using his motorcycle. He has been involved in this business for nine years. His business is located in an urban area. He describes his biggest business challenge to be that during the rain season, the business is difficult to run.
He will use the 80,000 KES loan to buy a second-hand motorcycle. He hopes that in the future, he will advance to a higher level of business and transport. This is his second loan with SMEP DTM; his previous loan of 20,000 KES was repaid successfully.