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Mapatano Group
In this Group: Emerite, Dusabe, Mage, Gahinda, Mukundwa, Bonane, Kibehera, Nilele, Kafurhumika, Matondo, Nyambatsi, Bazinda, Bahimba, Bwenge, Nyiramamba, Francine, Mafuluko, Rugendo, Sabimana, Mike, Lambert, Pacifique, Feza, Kiromba, Wimana, Vumiliya, Utazirubanda, Bisiweka, Justin
Kibehera, age 43, is the president of Mapatano Group. She's a very energetic entrepreneur with a lot of experience. She's the mother of four children, who all go to school. Her husband is a merchant.

Kibehera has a stall, where she sells various products. In addition, she's a seamstress. She sets up her stall in a busy location in her neighborhood.

She started her business with her husband's assistance. Later on, she obtained a loan from Kiva's partner, the MFI Hekima. She's been running her business for four years.

This new loan will be used to buy various products (two sacks of sugar, one can of cooking oil, matches, two boxes of candies, two boxes of biscuits, one crate of Fanta, one box of juice, one box of lotion, toilet soap, six "pagnes" (colorful African cloth), ten pairs of shoes, etc).

Thus, she hopes to send her children to school, expand her business, and buy a second lot of land. Sales on credit and currency exchange losses are challenges for the development of her business,

In the end, she strongly thanks Hekima for its contribution to make women who are excluded by traditional banks self-supporting, especially during this critical time of war in the East of the country.
View original language description ↓
La cliente Kibehera est une présidente du collectif de crédit « Mapatano », senior entrepreneur expérimentée, dynamique, âgée de 43 ans et mère de 4 enfants qui étudient tous. Son conjoint est un commerçant. La cliente est sociétaire d’un kiosque (une vendeuse de divers). En plus, elle est couturière. Elle installe son kiosque à un point de vente animé de son quartier. Elle commença ses affaires avec l’assistance de son mari. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il ya 4 ans qu’elle exerce cette activité. Ce nouveau prêt va lui servir d’acheter les divers (2 sacs de sucres, 1 bidon d’huile de table, allumettes, 2 box de bonbons, 2 box de biscuits, 1 casier de Fanta, 1 carton de jus, 1 box de lotion, savon de toilette, 6 pièces de pagnes, 10 paires de souliers, etc.). Ainsi, elle souhaite scolariser ses enfants, étendre son projet de commerce et acheter une seconde parcelle. La vente en crédit et les pertes de change sont de défis pour le développement de son activité. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout ; pendant ce moment critique de guerre à l’Est du pays.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 0
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,892,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mapatano Group's $6,375 loan helped a member to buy sugar, cooking oil, matches, candies, biscuits, juice, soap, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 28, 2013
Listed
Nov 6, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014