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Maria De Jesus
María de Jesús is a 50-year-old woman who has a partner (in a common-law marriage) and is the mother of 2 children who help their parents wtih the weeding, fertilizing and coffee harvesting. Since she was a girl, she learned to work the land, since farming is a tradition in her family. She acquired the knowledge from her parents, who are also farmers, specializing in growing coffee and basic grains. In the company of her husband and two children, she works every day so that their crops will be the best and most abundant.in the area, keeping the plants healthy and protecting them from pests and diseases such as coffee rust. The land that the family works is located 100 meters from their house, which was inherited from her parents, and there is also another small plot 30 minutes away, which was acquired through purchase from a customer coming by on foot each day.

Her plans for the future are to keep expanding the family's land and strengthen their heritage so that their children will each inherit a parcel of land where they can build their houses or continue with farming. In this way, they will strengthen their families' economic situation and put an adequate roof over the heads of their children and grandchildren. For this reason, she is currently requesting a loan to buy agricultural supplies for her coffee plantings, such as compost, fertilizer and a special formula for coffee plants, to give support to the plants.
View original language description ↓
Doña María de Jesús es una mujer de 50 años de edad, acompañada (en unión libre) y madre de 2 hijos los cuales ayudan a sus padres con la limpieza, aplicación de abono y recolección de café. Desde niña aprendió a trabajar la tierra ya que en su familia la agricultura es una tradición adquiriendo el conocimiento por medio de sus padres quienes también son agricultores especializándose en el cultivo de café y granos básicos. En compañía de su esposo y 2 de los hijos trabajan diariamente para que sus cultivos sean los mejores de la zona y los más provechosos manteniendo sus cultivos sanos y protegidos de bichos y enfermedades como la roya. La tierra que en familia trabajan está ubicada a 100 metros de distancia de su casa de habitación la cual fue heredada por sus padres y la otra pequeña parte a 30 minutos la cual fue adquirida por medio de una compra a un cliente trasladándose a pie diariamente.
Sus planes a futuro son los de poder seguir ampliando más su tierra, seguir fortaleciendo el patrimonio para sus hijos heredando a cada uno de ellos una parcela de tierra para que puedan construir sus hogares o seguir con la agricultura ya que de esa manera ellos fortalecerán la economía de sus familias, construirán un techo digno para sus hijos y nietos. Por lo que ella hoy en día solicita financiamiento para la compra de insumos agrícolas para sus cultivos de café como abono, formula cafetalera, fertilizantes para dar asistencia a los mismos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $8,353,375
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Maria De Jesus to buy agricultural supplies to support her coffee plantings.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 4, 2013
Listed
Nov 8, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014