Kadiatou (standing on the far right of the picture and raising her hand) is the group's featured borrower. She is 44 years old, married and the mother of 6 children, 4 of whom are girls and 2 of whom are boys. She sells vegetables at the Kolda market. She also buys millet, takes it through the various rinsing stages and then makes it into flour using the district's machine. In the afternoons, she sells peanut butter and palm oil in front of her home. She will use this loan to buy at least 3 bags of millet, 1 bag of sugar and 2 cartloads of firewood. Part of the profits generated by her business will be used to build her savings, part will be used to cover her children's education expenses and part will be used for the family's daily expenses.
Madame Kadiatou (debout à extrême droite avec une main levée) est l’emprunteuse vedette du groupe. Elle est âgée de 44 ans, est mariée et mère de 06 enfants dont 04 filles et 02 garçons. Elle est vendeuse de légumes au marché kolda, elle achète le sac de mil fait les différentes étapes de lavage puis fait la transformation en farine à la machine du quartier, durant la matinée elle vend de la patte d’arachide et de l’huile de palme toujours à la devanture de sa maison.
Avec ce prêt elle va acheter au moins 03 sacs mil, 01 sac de sucre et deux charrettes de bois.
Les bénéfices tirés de ses activités lui permettront pour le tiers d’augmenter son épargne, une partie sera utilisée dans la scolarisation des enfants et le dernier tiers dans la gestion quotidienne de la famille.
More information about this loan
This loan is going to a borrower or borrower group living in a rural area.
About CAURIE Micro FinanceThe mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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