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Selva Tatiana
Tatiana is a young woman of 26. She lives in the southern zone of the city of Cochabamba, a zone with restrictions in terms of access to all basic services. She is the oldest of four siblings. Her mother raised them while single, given that their father abandoned them when her last brother was not born. Tatiana's mother is a nurse; therefore she has work shifts that are fairly sacrificing.

To be able to help her family and have better opportunities to get ahead, she entered to study business administration in a private university, but for lack of money she had to abandon her degree. She works as the manager of an internet café, her salary barely covers the costs of her home.

Currently, she is studying the Superior Technical degree of Banking. She is applying for a loan to be able to finish her studies. She has already received work offers from banks, but the main obstacle for hiring her is the lack of an academic degree. When she obtains it she will be able to improve her economic income and help with the economic instability of her younger siblings and her mother.
View original language description ↓
Tatiana es una joven de 26 años de edad, vive en la zona sur de la ciudad de Cochabamba, zona con restricciones en cuanto al acceso a todos los servicios básicos.
Ella es la mayor de cuatro hermanos, su mamá los crió sola debido a que su padre los abandono cuando su último hermano no había nacido. La madre de Tatiana es enfermera, por lo que tiene turnos de trabajo bastante sacrificados.
Para poder apoyar a su familia y tener mayores oportunidades de superación, entró a estudiar administración de empresas a una universidad privada, pero por falta de dinero tuvo que abandonar la carrera.
Trabaja como administradora de un café Internet, su salario apenas le alcanza para los gastos de su casa.
En la actualidad estudia la carrera de Técnico Superior en Banca, está solicitando un crédito para poder terminar estos estudios. Ella ya recibió ofertas de trabajo de bancos, pero el principal obstáculo para contratarla es la falta de un título académico, al tenerlo podrá mejor sus ingresos económicos y ayudar en la estabilidad económica de sus hermanos menores y su madre.

Additional Information

More information about this loan

This loan is part of EDUCA-PRO's effort to help Bolivian students afford to enroll in technical, undergraduate and post-graduate programs. The goal is to bridge the gap between Bolivia's education system and job market by equipping more bright young people with the degrees they need to secure good jobs. This loan is designed specifically for students with a low interest rate and a longer repayment period.

About your loan through Kiva Field Partner FUNDA-PRO

Kiva field partner FUNDA-PRO is a nonprofit organization considered to be one of Bolivia’s leading financial institutions focused on developing Bolivia’s rural business sector. Among the many programs that FUNDA-PRO manages, one of the most prominent is EDUCA-PRO.

Like Kiva, EDUCA-PRO is committed to creating opportunity for talented young people through innovative financial products and services. These products will enable the youth population in Bolivia to have access to better education and higher paying jobs to improve their families’ quality of life. Though its partnership with Kiva, EDUCA-PRO will be able to expand its outreach in remote and rural areas, supporting students in their pursuit of degrees and jobs to help their families.


About Bolivia

  • $2,817
    Average annual income
  • 138
    View loans »
    Bolivia Loans Fundraising
  • $30,361,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $725 helped Selva Tatiana to finish her studies in the Superior Technical program in Banking.
73% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 4, 2013
Nov 10, 2013
Currency Exchange Loss: