Miriam is a 52-year-old married woman. She has five children with ages ranging from 9 years to 27 years. She describes herself as focused. She operates a farm where she grows tea. She has been involved in this business for four years. She now wants to expand her farming area. She will use the KES 50,000 loan to buy more tea seedlings to plant. Her goal is to improve her business within five years. This is her first loan with SMEP DTM.