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Paulina's Group
In this Group: Paulina , Armarh, Nancy , Adjeley
Paulina is the featured leader of this group of entrepreneurs. Paulina was born in Teshie township, in a coastal part of Ghana, 38 years ago. She is married to a businessman and the couple has three children; all are attending primary and junior high school.

For six years now, Paulina has been operating a cold store by selling both fish and meat.

She and her group members have applied for a loan of GHS 2,400 to expand their businesses.

Paulina will use her share of the loan (GHS 800) to buy more fish from the harbor to stock her cold store.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 23
    View loans »
    Ghana Loans Fundraising
  • $11,435,900
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Paulina's Group's $1,100 loan helped a member to buy more fish from the harbor to stock her cold store.
93% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 9, 2013
Currency Exchange Loss:
Jun 17, 2014