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Heydar is a 53-year-old married man and father of three children. He has been in agricultural for more than 29 years. He is very hard-working and passionate about his work. His main engagement is corn sowing. He sells his crops in the central bazaar to make profits in order to support his family.

In order to improve the living conditions of his family, he plans to expand his business. This requires a lot of dedication and effort.

Heydar has applied for a loan of 1,000 AZN. This loan is for the purpose of buying new fertilizer and seeds. It will help him grow more vegetables and fruits in order to obtain more revenues in the coming autumn, which will help him to cover his family’s needs.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.


About Azerbaijan

  • $10,800
    Average annual income
  • 81
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Heydar to purchase fertilizer and seeds.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 9, 2013
Currency Exchange Loss:
Dec 20, 2014