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Remziya is 21 years old. She is single and lives with her parents and brother. Her family has been IDP (internally displaced persons) from Füzuli city for 20 years, and now live in the Ahmadbayli village in the Füzuli region. Her mother is a housewife and she also helps Remziya in her business. Her father, Mahmud, is a taxi driver. Ramziye’s brother, Mahammad, is a seller in the market.

Remziya has cows. She sells their milk and milk products (yogurt, cheese and so on) which is made by Ramziya and her mother. Now Remziya wants to buy more cows to increase her business. Therefore she needs 2,000 AZN (Azerbaijan New Manat).

She thankful for this loan from Komak and the Kiva organization. She wants to build a big stall for cows and to buy a few sheep.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 67
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Ramziya to buy more cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 25, 2013
Nov 14, 2013
Currency Exchange Loss:
Nov 17, 2014