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Djiguisseme Group
In this Group: Batou , Fily , Fanta , Sitan
The four women of the Djiguissèmè Group are all married, most of them are monogamous. The are, on average, 43 years old and have 5 children. The women live in the Pelengana-sud neighbourhood of the town of Ségou (the fourth-largest administrative region of Mali). They know one another through family, neighbourhood and their businesses. They buy and sell bales of second-hand clothing and firewood.

In order to increase their business revenue, the women of the Djiguissèmè Group work with the field partner, Soro Yiriwaso. This will be their 14th group loan.

To satisfy the needs of her customers, Batou (standing on the far left of the photo), will use her loan to buy several bales of second-hand clothing in Bamako. She will resell them on credit from her home and at the market to a mixed customer base. Batou expects to earn an average of 50,000 francs CFA a month. She will use her earnings to provide for the needs of her children and increase the size of her business.
View original language description ↓
Les quatre femmes du groupe Djiguissèmè sont mariées majoritairement dans des ménages monogamiques. Elles ont en moyenne 43ans et 5 enfants. Elles habitent toutes dans le quartier de Pelengana-sud de la ville de Ségou (4ème Région administrative du Mali). Elles se sont connues à travers des liens de voisinage, de parenté et de leurs activités génératrices de revenu dans le quartier. Elles font le petit commerce de friperie et du bois de chauffe. Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 14ème cycle du prêt solidaire. Madame Batou (1ère femme debout à gauche dans la photo) compte utiliser son prêt pour acheter quelques balles de friperie à Bamako pour pouvoir satisfaire le besoin de sa clientèle. La revente se fait au comptant à la maison et au marché à une clientèle mixe. Madame Batou espère réaliser un bénéfice mensuel moyen de 50.000FCFA avec ce prêt, qui sera utilisé dans la prise en charge des besoins des enfants et élargir ses activités.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 5
    View loans »
    Mali Loans Fundraising
  • $11,619,150
    Funds lent in using Kiva
  • 485.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiguisseme Group's $1,450 loan helped a member to buy bales of second-hand clothing for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 30, 2013
Nov 17, 2013
Currency Exchange Loss:
May 17, 2014