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Heyam was born in 1972. She is married and lives with her husband and four children, at a sector in Jordan called Salt. Her husband is a bus driver. Heyam has been selling accessories and Gulf abayas (traditional women's dresses), for the past four years. She started her project by selling a small quantity of them, and she found it profitable.

Now, she wants to buy a larger amount of accessories and Gulf abayas, to earn a better income that will help her support her family financially. But she doesn't have enough money to do so. For this reason, she applied for this loan.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.


About Jordan

  • $3,740
    Average annual income
  • 60
    View loans »
    Jordan Loans Fundraising
  • $7,608,500
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,900 helped Heyam to buy accessories and Gulf abayas for her business.
84% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Nov 8, 2013
Currency Exchange Loss: