Las Vecinas (Cuenca) Group
One of the group members is Presentación, who is requesting her first loan alongside her friends and neighbors in the “Las Vecinas” communal bank. Her aspiration is to be able to expand the projects she is working on and offer her children a better future.
Presentación is 27 years old and a single mother of a two year old child. She doesn’t own her own home and so, lives in a rented dwelling. She has been a factory worker for five years, and works eight hours a day, Monday through Friday. She will invest the funds from her first loan in the purchase of clothing to begin this business and expects everything to go as planned. Her goal is to have a business location, and sell handicrafts and clothing
Una de las socias de este grupo es la Señora presentación, está realizando su primer crédito a lado de sus amigas y vecinas del grupo de crédito Las Vecinas, su aspiración es de poder crecer en los proyectos que esta por realizar para brindarles a sus hijos un mejor futuro.
La Señora Presentación tiene 27 años de edad, es madre soltera de un niño de 2 años de edad, no tiene casa propia por lo que vive arrendando.
Ella trabaja desde hace 5 años como obrera en una fábrica de lunes a viernes 8 horas al día.
El dinero de su primer crédito lo va a invertir en la compra de ropa para iniciar con este negocio y espera que todo salga como lo a planificado. Su meta es tener un local de venta de artesanías y de ropa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid