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Cumbe  (Cuenca) Group
In this Group: Laura Azucena, Julia Janneth, María Teresa De Jesús, Gloria Isabel, María Lucrecia, Neidy Carmita*, Nancy Fabiola, Lizandra Gabriela, María Luzmila
* not pictured
The Cumbe credit group is made up of 9 women who live around the Cumbe parish in Cuenca. It is a place known for its exuberant vegetation, its cold climate, and its fertile soil where a large variety of vegetables are grown. They also raise animals, especially cattle. Its architecture is a mixture of old and new. The members are kind and gentle people who work daily in different activities which allow them to cover their household expenses and be financially independent.

One of the members of the group is Lisandra. She is taking out her first loan with her friends and companions in the Cumbe credit group. She hopes to be able to be a part of this beautiful group and contribute her brief experience and learn from all of the other members to get ahead in life. Lisandra is a very young woman who is living in a common law marriage and has a 2 year old son. Her husband is a driver by trade and he drives a truck. They don't have their own house and they live with her parents-in-law, where they share the household expenses.

A short time ago, Lisandra started her own business, which is a paper goods store. She works there Sunday to Sunday with no set schedule. She also works in agriculture for household consumption. She raises chickens that she sells alive or butchered. She is going to invest her loan in buying notebooks, pencils, gifts, and more school supplies for her paper goods store. Her goal is to have a bigger store.
View original language description ↓
El grupo de crédito Cumbe está conformado por 9 mujeres quienes viven por los alrededores de la parroquia de Cumbe en Cuenca, lugar que goza de una exuberante vegetación, de un clima frió, sus tierras son fértiles en donde se cosecha una gran variedad de hortalizas, también crían animales en especial ganado, su arquitectura es una mezcla de lo antiguo o lo moderno. Las socias son personas amables y gentiles que trabajan a diario en diferentes actividades las mismas que les permiten solventar los gastos de sus hogares y ser independientes económicamente.
Una de las socias de este grupo es la Señora. Lisandra, se encuentra realizando su primer crédito a lado de sus amigas y compañera del grupo de crédito Cumbe, espera poder sumar a este hermoso grupo y aportar con su corta experiencia y aprender de todas sus compañeras para salir adelante en la vida.
La Señora. Lisandra es una mujer muy joven que se encuentra viviendo en unión libre y ha concebido un hijo de 2 años de edad, su esposo es de profesión chofer y labora conduciendo un camión, no tiene casa propia por lo que vive en casa de sus suegros en donde comparten los gastos del hogar.
Doña Lisandra hace poco tiempo inicio con su propio negocio el cual es una papelería en la que está trabajando de domingo a domingo sin un horario fijo, también se dedica a la agricultura que es para el consumo su casa, también cría pollos los que vende en pie o pelados.
El dinero de su crédito va a invertir en la compra de cuadernos, lápices, reglas y más útiles escolares para su papelería. Su meta es tener una papelería más grande.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Ecuador

  • $10,200
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $23,911,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Cumbe (Cuenca) Group's $3,275 loan helped a member to buy notebooks, pencils, rulers and more school supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 16, 2013
Listed
Nov 7, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014