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Josue Daniel
Jose is a young man of 23 years old, and he is married. He has a 4 year old daughter who is not yet studying, but Jose is preparing himself economically since she will have to go to school very soon. He has a stable job where he does maintenance and delivery to one residence. Josue is asking for the loan to raise the level of the roof of his house, which he will build in three phases, this being the second. In this way, he will offer safety and comfort to his family.
View original language description ↓
Josué es un jovencito de 23 años de edad, es casado y tiene una niña de 4 años, quien aun no está estudiando, pero Josué se está preparando económicamente porque ya muy pronto la niña tendrá que ir a clases. El tiene su trabajo fijo donde hace mantenimientos y mensajería a una casa particular. Solicita el crédito para subir el nivel del techo de su casa, la cual construirá en tres etapas siendo esta la segunda, de esta manera Josué brindara seguridad y confort a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $3,636
    Average annual income
  • 145
    View loans »
    Nicaragua Loans Fundraising
  • $24,067,475
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Josue Daniel buy construction materials such as metal sheeting and beams.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 6, 2013
Currency Exchange Loss:
Dec 17, 2014