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Ushindi Group
In this Group: Kalonda, Musanganya, Floride, Bulambo, Mukunja, Aline, Brigitte, Marie Anne, Gaude, Fatuma Shomari, Kikingi, Nabashali, Kabunvu, Brigitte, Kalumire, Banza, Edwige, Sikuzani, Matumaini, Mabumba, Gorette, Noella, Kaheto, Isabelle, Mapendano, Pascaline, Mubage, Chishunguluka, Mumarha, Simwerayi, Mihigo, Maroyi, Lwiyando, Malazire, Celestine
Bulambo is the president of the “Ushindi” borrowing group. She is an experienced and dynamic young entrepreneur, who is 35 years old and has 6 children, all of whom attend school. Her husband is a teacher.

Bulambo has been selling shoes for 15 years, displaying her merchandize in the public market. She began her business with help from her husband. Later, she received a loan from the microfinance institution Hekima. She will use this new loan to buy 2 bales of shoes. She hopes this will allow her to send her children to school, to expand her business and to build a lovely house.

The expansion of her business is hindered by theft, unpaid debts and losses. In closing, she is extremely grateful to Hekima for enabling the empowerment of women who don’t have access to traditional banking, especially during this critical time of conflict in the Eastern part of the country.
View original language description ↓
La cliente Bulambo est une présidente du groupement de crédit « Ushindi », jeune entrepreneur expérimentée, dynamique, âgée de 35 ans et mère de 6 enfants qui étudient tous. Son conjoint un enseignant. La cliente est une vendeuse des souliers. Elle installe ses articles au marché public. Elle commença ses affaires avec l’assistance de son mari. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 15 ans qu’elle exerce cette activité. Ce nouveau prêt va lui servir d’acheter 2 ballons des souliers. Ainsi, elle souhaite scolariser ses enfants, étendre son projet de commerce et construire une jolie maison. Les vols, les impayés, les pertes de change sont de défis pour le développement de son activité. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout ; pendant ce moment critique de guerre à l’Est du pays.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,220,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ushindi Group's $9,550 loan helped a member acheter 2 ballons des souliers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 24, 2013
Listed
Nov 4, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014