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Armen lives in Sevan city in the Gegharkunik region. He is married, and he has two children who are students. Armen’s wife does not work.

Armen has a higher education and a specialty as an economist. Now he is an executive director of a mineral water factory. His daughter studies at the Yerevan State Pedagogical Institute.

His son studies at Yerevan State Economical University in the first year of the faculty of Government. He studies in the paid division.

Armen asks a loan of AMD 450,000 to pay his son’s tuition fee.

Additional Information

More information about this loan

This loan is part of NorHorizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 140
    View loans »
    Armenia Loans Fundraising
  • $14,433,975
    Funds lent in using Kiva
  • 405.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Armen to pay his son’s tuition fee.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 15, 2013
Nov 8, 2013
Currency Exchange Loss:
Apr 18, 2015