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Ilham
Ilham is a 33-year–old married man.Together with his wife he is raising 2 kids. Ilham is an IDP person (internally displaced person). He moved from the city of Fuzuli and now lives in the Bilasuvar region with his family.

His primary income sources are sales from milk and eggs. He has been doing this work for 7 years. His parents taught him how to care for and feed cows. Before getting married, he worked with his parents in a barnyard. Now he can works with livestock on his own.

Ilham is requesting a loan of 2000 AZN for the first time in order to renovate the barn. This loan will help him a lot. Without this help, he would not be able to assist and contribute to his family.

In the future, he hopes to improve the living conditions of his family and is very thankful to all Kiva lenders for their support!

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 15
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,550 helped Ilham to renovate the barn.
66% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 24, 2013
Listed
Nov 8, 2013
Currency Exchange Loss:
Covered