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A1101315 Group
In this Group: Akouavi, Koffi, Ayélé, Akossiwa, Vienyinu, Anoko, Akouvi
Born in 1985, Madam Akouavi is a hairdresser by profession. Single, she has 2 dependent children of whom 1 goes to school. She started her business in 2011 and practices her business in Aného (located about 50km from the town of Lomé) and gets her supplies in Lomé. She is requesting her first loan from WAGES to buy working materials. The profits will help her to buy more merchandise in order to expand her business. She also hopes to ensure the health and the schooling of her children. Madam Akouavi is part of a group made up of men and women, of which she is the leader. They are all in business (selling planks, doughnuts, general foodstuffs...). Like their leader, they also hope to ensure a good future for their children while making their businesses sustainable.
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Madame Akouavi née en 1985 est coiffeuse de profession. Célibataire, elle a 02 enfants en charge dont 01 scolarisé. Elle a démarré en 2011 et exerce l'activité à Aného(Localité située à environ 50Km de la ville de Lomé) et s'approvisionne à Lomé. Elle sollicite son premier crédit à WAGES pour acheter des matériels de travail. Le profit l'aidera à acheter plus de marchandises afin d'augmenter son activité. Elle espère aussi assurer la santé et la scolarité des enfants. Madame Akouavi fait partie d'un groupement dont elle est la responsable constitué de femmes et d'hommes. Ils sont tous dans le commerce(vente de planches, de beignets, d'alimentation générale...). Ils espèrent eux aussi comme leur responsable assurer un bon avenir à leurs enfants tout en rendant pérenne leurs activités.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Togo

  • $1,500
    Average annual income
  • 16
    View loans »
    Togo Loans Fundraising
  • $8,810,550
    Funds lent in using Kiva
  • 486.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of A1101315 Group's $2,175 loan helped a member to buy working tools and products to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2013
Nov 4, 2013
Currency Exchange Loss:
Nov 20, 2014