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Hayk lives in the village of Gosh, which is in Tavush region. He is married, and he has a son and a daughter, both of them already students. Hayk’s wife is a teacher of Armenian Language and Literature in their local school.

Hayk is a worker, and at the same time he is engaged in farming and gardening. In his farm he has three cows, two piglets, 15 chickens, and 15 beehives. He also cultivates on his plot of land different fruit trees. So together with his wife Hayk manages to sell milk, meat, eggs, honey, nuts, apples, plums, potatoes, etc.

Hayk asks a loan of AMD 400,000 in order to buy three bulls and to increase his farm cattle. He also plans to buy a lot of animal fodder for his herd.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 105
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • 405.3
    Armenia Drams (AMD) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,000 helped Hayk to buy three bulls, increase his farm cattle, and buy a lot of animal fodder for his herd.
97% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 14, 2013
Nov 8, 2013
Currency Exchange Loss:
May 17, 2015