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Pheng is 41 years old and married with two children, one of whom is employed as a paid laborer in Korea, while the other is attending to school. Pheng and her spouse help each other in farming activities in order to put the family in better living conditions.

Pheng has been engaged in this field for almost 15 years. She owns three small pieces of farmland, which are not too far from her house. She primarily grows rice once a year, and she earns a net profit of $2 per day. Through hardships she has, Pheng is confident to overcome challenges and improve her standard of living.

At the moment, Pheng would like to order a set of solar home system to install at her home. This will allow her family members to gain access to clean energy, helping them with light at night. They also can use radio or TV for their entertainment.

Due to the shortage of funds, she has requested a loan amounting to USD 550 to buy a set of solar home system. She is very happy and thankful, because with this loan purpose, HKL has provided her a special interest rate than its general loan.

She awaits your kindness and relies on your generosity.

Additional Information

More information about this loan

This loan is part of HKL's new green loan program designed to help improve living standards of poor and low-income people living in rural areas of Cambodia by giving them access to clean energy. Solar loans under this program allow poor families living off the grid to invest in solar home systems that can power lights, fans, radios, and mobile phones. HKL also disburses loans for biogas digester plants which allow farmers to convert animal and human waste into biogas that can be used to power clean cookstoves and organic fertilizer for their farms. These loans have numerous economic, health, environmental, and social benefits for families which include saving money and time collecting fuelwood, reducing smoke-borne diseases, and allowing family members to do schoolwork and housework in the evening. HKL has designed these social loan products to feature a lower interest rate than typical Kiva loans.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 272
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Pheng to buy a set of solar home system.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Nov 8, 2013
Currency Exchange Loss:
Nov 17, 2014