Update on MalikaMalika was born 40 years ago in a family of a farmer. At the present time, she lives with her family in the northern part of Tajikistan. She was previously involved in buying and selling perfumes. Malika started her own business in buying and selling industrial goods three months ago. She strives to develop her business. With this goal in mind, she completed the "Achieve Success" course, organized by the Association of Business Women. Malika received a lot of new information for herself. Malika wants to increase her working capital and, thus, attract more clients. She is requesting a loan in the amount of 15000 somoni to purchase industrial goods to increase her working capital. She awaits your kindness and hopes for your mercy.
Previous Loan DetailsMalika is married and a loving mother of four children. Her husband is involved in providing a taxi service. Malika is involved in buying and selling perfumes, powders and household goods. She wants to expand her business and make a good profit to support her family. Malika is requesting this... More from Malika's previous loan »
More information about this loan
About IMON InternationalIMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 21 months (Additional Information)
- Repayment Schedule
- Oct 31, 2013
- Nov 11, 2013
- Currency Exchange Loss:
- Jun 18, 2015
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.