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Latofat is a joyful and hardworking woman. She was born in 1974 into a simple, blue-collar family. After graduating from secondary school, she did not have the opportunity to attend university and consequently, she was left without a higher education. Latofat got married and gave birth to 5 children. Latofat has not worked for many years as she was busy raising her children. Her husband, Muin, is currently in the Russian Federation. He earns money as an unskilled laborer there. For several years already, Latofat has worked as a cook in a school. She cooks very well. She wants to open a café. She wants to cook and sell Tajik food to local residents. She is requesting a loan in the amount of 1500 USD to buy food products to organize her new business. She awaits your kindness.
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Латофат жизнерадостная и трудолюбивая женщина. Она родилась в 1974 года в семье простого рабочего. Она после окончания средней школы не имела возможности поступить в университет и таким образом, она осталась без высшего образования. Латофат вышла замуж и родила 5 детей. Латофат много лет не работала, так как занималась воспитанием детей. Ее муж Муин данное время находится в Российской Федерации. Он там зарабатывает разнорабочим. Латофат уже несколько лет работает поваром в школе. Она готовит очень вкусно. Латофат хочет открыть столовую. Она хочет готовить и продать местным жителям национальные блюда. Она запрашивает займ на сумму 1500 долларов США для покупки продуктов питания, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 100
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Latofat to buy food products for organizing her new café business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 11, 2013
Currency Exchange Loss:
Jul 17, 2015