El (in the photo) is a farmer. He lives in a village across the Mekong River, about 20 kilometers from Phnom Penh city. He has two sons and two daughters. One is a security guard and the other three are in school. His wife is a cleaner for a company. He is asking for a loan to buy seeds, fertilizer, and pesticides to maintain his farm and pay for plowing fees.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.